Skip to content
Profile photo of a State Farm Agent named: Erik Nelson

Would you like to create a personalized quote?

State Farm® Insurance Agent

Erik Nelson

E R Nelson Ins and Fin Svc Inc

12224 S Harlem Ave
Palos Hts, IL 60463

Profile photo of a State Farm Agent named: Erik Nelson

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call us 24 hours a day!

Contact me to schedule a virtual meeting


12224 S Harlem Ave
Palos Hts, IL 60463


English, Spanish, Polish

Welcome to our insurance agency website, where we are dedicated to providing you with the coverage necessary for the summer and year round. As we enter the month of May, we understand that your insurance needs may evolve and change. With the arrival of warmer weather, outdoor activities, and the potential for unforeseen events, it is essential to ensure that you and your loved ones are adequately protected. Our team of experienced professionals is here to guide you through the intricacies of insurance, offering options that address your unique requirements. Whether you are seeking coverage for your home, vehicle, business, or personal assets, we are committed to helping you navigate the insurance landscape and find the perfect policies to safeguard your future. Let us to be your reliable partner in insurance, providing comprehensive coverage and exceptional service throughout the month of May and beyond.

Welcome to Erik R. Nelson Insurance & Financial Services, Inc! We are here to assist you with all of your insurance needs. Whether you're looking for coverage for your auto, motorcycle, snowmobile, recreation vehicles, home, condo, renters, personal liability umbrella, personal articles, boat, flood, business, commercial, workers compensation, life, term, or disability insurance, we've got you covered. Our office proudly serves the Palos areas - Palos Heights, Palos Park, and Palos Hills - as well as surrounding communities such as Oak Lawn, Burbank, Bridgeview, Chicago Ridge, Worth, Justice, Hickory Hills, Tinley Park, Orland Park, Frankfort, and Mokena. We are also licensed in Indiana, Iowa, and Wisconsin, with a focus on the Lake Geneva area and Northwest Indiana.

Erik has been a State Farm Agent since May of 1998, providing almost 26 years of dedicated service to his policyholders. With over 30 years of State Farm experience between agency and operations, Erik is well-equipped to assist you with your insurance needs. He is a lifelong resident of the Chicago Southland and Lake Geneva, a graduate of Carl Sandburg High School Class of 1989, and holds a B.A. from Illinois Wesleyan University, Class of 1993. Additionally, Erik is a ChFC and Chartered Life Underwriter. He has been a President's Club Qualifier three times and an Ambassador Travel Qualifier twelve times.

At Erik R. Nelson Insurance & Financial Services, Inc, we take pride in being an active part of our community. We are proud sponsors of the Palos Height Classic Car Event and the Kris Kringle Market. We invite you to come visit our table and say "hi" at the Palos Heights Car Classic Event on July 18th. We look forward to serving you and meeting all of your insurance needs with our extensive knowledge and exceptional customer service.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

Surprising household hazards

Some household safety risks may surprise you and knowing a few of the culprits is important to help prevent accidents in your home.

Consulting a professional for retirement savings

Check out these important traits to seek out in a financial professional who are also known as financial advisors.

The Real Consequences of Drunk Driving

What's at stake if you're caught drunk driving? A lot. These tips help you avoid the dangers of drinking and driving.

View More Articles
Our mission is to insure your dreams by providing reliable insurance coverage and exceptional service. We are dedicated to offering personalized coverage options specific to your needs. Our team of knowledgeable and caring professionals strives to insure against life's uncertainties. We are committed to building long-lasting relationships with State Farm customers, offering guidance and support every step of the way. Your unique dreams are our priority, and we are here to help you achieve them.

Bob Nelson

Office Associate

I have been with Erik's office for 17 years. Home & Auto have been my main focus since day 1. These days I am mostly retired however, you can still find me coming in one morning a week to keep busy and make sure everyone is in line!

Anthony Garnica Soto State Farm Agent Team Member

Anthony Garnica Soto

Marketing Associate

Anthony joined the team in January of 2023. He grew up with his family here in the South Suburbs and was an athlete at Alan B. Shepherd High School. Anthony quickly obtained all four lines of insurance. He excels at reviewing your auto and home insurance to make sure that you and your family's property is insured correctly. Anthony also likes to review your family's life insurance needs to make sure that your family is protected properly for all of life's events.

Michelle Jefferies State Farm Agent Team Member

Michelle Jefferies

Customer Service Manager

Michelle joined the Erik R Nelson State Farm Agency in May of 2018. She brings 33 years of State Farm experience to the office having worked in several different agent's offices. Michelle is very knowledgeable in all lines including Commercial and business insurance. Your auto and home insurance needs are her specialty. However, Michelle can also help you with life and health insurance. She also can assist with any of your banking needs as well.

Katarzyna Kot State Farm Agent Team Member

Katarzyna Kot

Marketing Associate

Kasia joined the team in January of 2024. She brings 2+ years of experience and can assist you with all of your insurance needs. Great customer service skills. She will take her time to explain your coverages and make sure you are properly covered. Kasia loves to spend her free time with her husband and three kids outdoors.
Frances Zavala State Farm Agent Team Member

Frances Zavala

Marketing Associate

Frances is friendly, engaging and here to help. She has 3+ years of assisting State Farm customers and takes pride in customer experience. She is eager to help her community with their insurance needs. Frances can uncover your insurance risks to help ensure you and your family are well covered. Her ability to help you with your insurance needs is a passion to her. Frances also loves to spend time with her two daughters and family.

Our Agency

  • Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
  • We help customers with their insurance and financial services needs, including Auto Insurance, Home Insurance, Life Insurance, Retirement Planning, Business Insurance, College Planning, Health Insurance, and Renters Insurance.
  • Our office is located in Palos Heights, IL.
  • Our office is open Monday Through Friday 9:00 AM to 5:00 PM.
  • I have been a State Farm agent since 1998.
  • We have 65 years of combined insurance experience in our office.

We are a very busy office and are looking for our next great team member. This busy insurance and financial services office has a passion to make a difference in the lives of others and better the community. If you want to work in an environment that is fun, challenging, and rewarding, then Erik Nelson - State Farm Agent may be the right fit for you! If you are self-motivated, possess an entrepreneurial spirit and have a desire to win and achieve results, please consider joining our team. Come work with an energetic, fun team at Erik Nelson - State Farm Agent!

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.